It’s time for your quarterly credit check. If you have parents or children, make sure you include them in your audit.
You can start with any of these, but do at least one of them. You can’t eliminate the risk, but you can minimize it:
1) Get one of your credit reports (you are entitled to one a year from each of the credit reporting companies, so order one from each company every three months). I use the FTC site as a starting point for accurate information.
2) Listen and act if you hear a child or a parent or other loved one say, “well, as scams go, it wasn’t that bad.” If a credit card, check, or Social Security number was involved, follow the FTC plan. Don’t just call your bank or the credit card company. Quick action can save you loads of time.