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Enforceability of Arbitration Riders in Oregon

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The judges in a case I mentioned in the previous post, Vasquez-Lopez v Beneficial Oregon Inc, discuss arbitration riders at some length. I’ll leave it to Oregon contract and consumer attorneys to decide if new ground has been broken. The questions the judges decide are:

1) Who decides whether the arbitration rider is enforceable?
2) Is the arbitration rider unconscionable?

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