A May 2009 It’s Only Money column at Oregonlive ran an interesting set of stories on health care advocates and on how to challenge health care bills. The article included lots of self-help tips and links.
Health care advocates can, among other things, scrutinize your medical bills for errors the same way legal billing auditors do (though mostly for clients with the money to pay to have their bills scrutinized). The average person isn’t as likely to wrack up huge legal bills the way the average person can wrack up huge medical bills, so do some research before you call in the lawyers.
Legal Aid Services of Oregon (LASO) also has a brochure on Unpaid Consumer Debt (click on Consumer).