Articles Tagged with Unpaid debt

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The King County (WA) Law Library has an excellent: Debt Collection Lawsuit Research Guide. The state law links are to Washington State laws, but the other information and federal law links apply to everyone. There is also a podcast with additional information on this subject.

Excerpt from the research guide: “What is a Debt Collection Lawsuit?

A debt is a sum of money owed by one person to another. A lawsuit is a legal action by one person or entity against another person or entity, which is decided in a court of law. A debt collection lawsuit is started in a court by a “cause of action” as the particular amount of money owed. The person or entity starting the lawsuit is the plaintiff. (Definition from: http://dictionary.law.com/).

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A question frequently asked in law libraries: What is the highest interest rate imposed on debts allowed by Oregon law?

Here is my 2009 (before the end of the current 2009 Legislative Session) answer to the general question, when it comes to me via email.

(Note: if your situation is more complex than trying to figure out what the interest rate on that unpaid parking ticket is going to be, or what to charge your adult child for a car loan, I recommend you talk to an attorney. Answers to questions about interest rates on credit cards, on debts, on child support, on money judgments, etc. need more research than the average person can do “on the web.” NO, no, no – it is NOT all online.)

The very shortest answer to the general question is “It Depends!”

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