Articles Tagged with collecting judgments

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There are no official Oregon garnishment forms for non-government employees garnishing someone else’s wages (or defending against garnishment of one’s own wages).  But there is still a lot of useful information online and you can look at the sample forms the state uses.

These may be helpful in theory, but if you are acting on your own behalf, not representing a state or local government agency, you must look at the laws on wage garnishment in the Oregon Revised Statutes (ORS) and the Oregon Administrative Rules (OAR) before using any unofficial sample forms to draft your own documents.
Keep in mind that garnishment is only one tool to use when collecting on judgments and since each person’s situation is different and since the laws protect both creditors and debtors, you must do your research before filing any forms.
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Back in March, OregonLive.com ran a David vs. Goliath story on a man from Philadelphia who “foreclosed” on a Wells Fargo Home Mortgage branch.  The man didn’t actually foreclose on the branch; he won a judgment against Wells Fargo Home Mortgage, resulting in a lien that would have led to a Sheriff’s sale of the branch’s contents.  Judgment collection situations aren’t always that interesting, but we do get quite a few questions about judgments and how to actually collect on them.  So, we recently added a new legal research guide on collecting judgments to the law library’s website


For information on setting up a debt-collection business in Oregon, see Laura’s post from January 4, 2009.

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We occasionally get questions from people who want to set up business as debt collectors. It’s a tough business and I recommend an apprenticeship first, but who am I to stop the dreamers who want to set up shop, in the food business, in retail, in debt collection, in private investigation, or any other small business endeavor.

Librarians like dreamers and some of our small business dreamers manage to make their dreams come true.

We also like dreamers who do their legal research. There are a lot of small business research resources all over the Internet, including the ones you’ll find at your public library and others like this Small Business Legal Clinic (and I blogged about it here).