Articles Tagged with Debtor Creditor Law

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Please do your research before despairing, screaming, and especially before signing anything or saying anything to collection agencies. (Yikes). In the latter situation, the rule is, Say Nothing (but take detailed notes), until you talk to a professional. What you say to a debt collector CAN be held against you. Look for trustworthy sources of student debt information and even then, double and triple check on the accuracy of the advice given.

Remember what Winston Churchill said about trusting and verifying.

1) Student Borrower Protection Center (SBPC): “The Student Borrower Protection Center is a nonprofit organization solely focused on alleviating the burden of student debt for millions of Americans. The SBPC engages in advocacy, policymaking, and litigation strategy to rein in industry abuses, protect borrowers’ rights, and advance economic opportunity for the next generation of students.”

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Did you know there was a Project on Predatory Student Lending? This one is at the Harvard Law School Legal Services Center.

And don’t forget about the federal Consumer Financial Protection Board (at least for the next few days) and your state’s consumer law resources at the Department of Justice or maybe other departments. Your own state’s legal services organizations and your own school’s legal services office may also have free information and legal assistance for you.