Articles Tagged with consumer law

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If you want or need to track Oregon consumer law legislation, here are two recent bills that may be of interest. And, here is the press release: Senate votes to strengthen Oregon’s Lemon Law, another tool for tracking legislation (and part of a law’s legislative history, though who knows if copies of the press releases are always put in the bill files).

SB 515 (html or PDF): “Changes period in which remedy is available to consumer for motor vehicle that does not conform to manufacturer’s warranty.”

HB 2268 (html or PDF): “Requires vehicle repair shop to prepare estimate of work that vehicle repair shop proposes to perform on motor vehicle before beginning work. Specifies contents of estimate. Requires vehicle repair shop to obtain separate, specific authorization for certain types of work if work is estimated to cost motor vehicle owner or owner’s designee more than $200.”

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A question frequently asked in law libraries: What is the highest interest rate imposed on debts allowed by Oregon law?

Here is my 2009 (before the end of the current 2009 Legislative Session) answer to the general question, when it comes to me via email.

(Note: if your situation is more complex than trying to figure out what the interest rate on that unpaid parking ticket is going to be, or what to charge your adult child for a car loan, I recommend you talk to an attorney. Answers to questions about interest rates on credit cards, on debts, on child support, on money judgments, etc. need more research than the average person can do “on the web.” NO, no, no – it is NOT all online.)

The very shortest answer to the general question is “It Depends!”

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The Oregonian’s Business section of the daily print paper has had such good consumer law and small business stories and information lately that I’m wondering why they call it Business, rather than Law or Working or Buying & Selling. (I’m sure one of their readers or reporters could come up with something better – naming newspaper sections is clearly not my bailiwick.)

That said, be sure to look at their consumer info, especially, but not only, the Complaint Desk. I cut out some of the best Oregon consumer news from local newspapers and more than one of my library patrons has benefited from that old-fashioned “vertical file” of articles. Some samples from the Complaint Desk:

1) Get past the operator; find real people

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The Oregon State Bar (OSB), Winter 2009 issue of the Debtor-Creditor Section newsletter (online only to section members) has a sobering article by Oregon attorney Terrance J. Slominski:

“Foreclosure Rescuers: Good Samaritans or Scam Artists?” with a description of 4 categories of foreclosure scams, including: Sale-Leasback, Equity Stripping, Loan Modification, and Stealing the Home.

These sound harmless enough, don’t they? Beware. Please talk to an attorney who is qualified and experienced in creditor-debtor matters if you have serious financial problems.

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I still run into people (parents! yikes!) who say,”what peanut paste (or butter) recall?” Duh.

** FDA website and here and here.

** CDC website and here and here.

Maybe we still need paper boys (and girls) running through the streets shouting out headlines: PEANUT PASTE RECALL! READ ALL ABOUT IT! DON’T EAT YOUR PEANUT PASTE!

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I was reading the September 2008 Consumer Reports and their story, “ID Leaks: A Surprising Source is Your Government at Work,” reminded me that I wanted to post about their Consumer’s Union “How to Protect Yourself” guide, their Financial Privacy Now website.

(And don’t forget to check out their blog.)

This is nothing new for a lot of you, but it doesn’t hurt to include the information on this blog too:

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From the Washington County (Oregon) Law Librarian:

This question comes to law librarians with a variety of different back stories, but the gist of the question remains:

Question: What DO you do with a check that keeps getting returned for insufficient or non-sufficient funds?

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I was looking at the Google Insights service (prompted by PI Buzz’s exploration of the service) and thought I’d run my [free, online] Online Consumer Reports “test” on it, i.e., just how many people do search for Consumer Reports via Google and how do they search for it?

The results were interesting to say the least. I limited my search to United States and the past 12 months, 9 months, and 30 days (all different results, all useful).

Three possible conclusions (of many others one could likely draw):

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